Heritage Album

Who all has heard of the Family Heritage Insurance company? Because I'm a insurance agent with them, and I was wanting to know what other people think about the company.

Has anyone ever worked for Family Heritage Life Insurance Co? I just got back from an interview and it is for selling life insurance. It seems too good to be true. Any stories?

Is Family Heritage Life insurance a scam? This guy approached us to see if we wanted to buy this "cancer treatment" policy that the above named insurance company is offering. Just wondering if anyone has heard of such a company and knows anything about them. Thanks.

where are the family heritage insurance firms located?

Feedback on Family Heritage Life Insurance Co.? After relating my friend Chad's positive experience with Family Heritage Life Insurance Co., I was visited by an agent after Chad told him about my comments. I was given a presentation on why I should work for the company. Has anyone had a positive experience with this company and generated a good income?

Family Heritage Life Insurance Company ? I had this guy knock on my door and show me a cancer policy and ICU policy that covers the heart. These policies pay you money for all you treatments etc. Has anybody heard of this company and do their cancer policies a decent amount of money if something bad like cancer happens?

family heritage life insurance emailed me about an interview...? they say that the entry income is 50-65 k a year. but its a sales job. does anyone work there or know anyone that works there? should i go to the interview?

Selling Life Insurance for Family Heritage Life? I put my resume in on hotjobs.com as a sales Representative.... mainly because I wanted to get into Pharm. Sales, but I received an e-mail today from Family Heritage Life asking me to come in for an interview. For one-- it seems too easy, so I'm wondering if this is legit or not. It gives me a time and a place for the interview and I know exactly where the place is and it gives me the name of the person interviewing me. And it gives me a list of what they offer ($40-$60K 1st year potential (No Experience), $75-$150K 1st year potential (Management Experience), Sales and Management bonuses , Stock ownership, Lifetime residual income with vesting after 2 years).... In my job hunting experience... I know it couldn't be this easy. Perhaps though they're going to interview all KINDS of people. I DO have a degree but it is in Biology... so I dunno. Is it worth my time and effort or should I continue searching other places?

any complaints on Family Heritage Insureance Company of America? I tried to finda report in BBBandcould not find a listing. Some friends have this insurance is it a scam?

Self-Employed? Does anyone realize that can deduct 100% of all medical expenses using line 14 on a Schedule C? If you are self-employed and use a Schedule C, then you may ADD up ALL you medical expenses (chiropractic , dentist , optometry , health insurance premiums, any indemnity plans (AFLAC, Family Heritage, etc. premiums), your co-pays, deductibles, prescriptions drugs, and over the counter if you put the date and what it was specifically used for. EXAMPLE. Say you have 4000/yr in premiums, your deductible was 7500, your co-pays were 20 per time. Your prescriptions were 750 and 175 in overthecounter meds. SO 4000 + 7500 + 200 in co-pays + 925 in prescription and overthecounter meds + 1800 in AFLAC + 20,000 dental bill + 600 in chiropractic bills = 35,025 ou now take what sales % tx bracket you're in + your state taxes % if any + 15.3% of SS taxes you owe since you're self employed. Say you live in AR 15% + 7.5% +15.3% = 37.8% x 35,025 = 13,239.45 IN TAX WRITE OFFS..If you use Schedule F - line 17 It's called an Association 105, it's legal, by the IRS since the 50's - ask your CPA

Why has no nation on Earth ever had a successful private, for-profit, universal health insurance system? Attention, high school drop-outs! Free debating lessons here: ************************************************************************ Before answering the question above, please read my answer below. If you disagree with my facts and logic, please tell me why I am wrong. Then I will tell you why you are wrong. That is the way grownups do it. If you only want to type a sound bite, go away. *********************************************************************** Profit-making is incompatible with the prevention and cure of sickness. Healing sick people is not a service in the same sense that fixing a car is a service. The auto-repair industry serves its customers profitably in a free market for several reasons that do not apply to the health care industry: 1. The cost of an auto repair rarely exceeds 50% of the cost of acquiring an equivalent vehicle and is usually less than 5% of that cost. The patient cannot acquire another body. The cost of an illness may exceed the combined cost of a buying a home and raising a family of university graduates. 2. Garages stay in business by making good decisions and providing good service. Health care providers stay in business (retain their medical license) by conforming to industry standards. The health care industry (as opposed to the health care INSURANCE industry) does not want customers. They do not have to attract customers. There is no point in advertising for customers. The doctor regrets that the patient needs his help. The patient regrets being a patient. 3. Auto repair is based upon commodities: widely available parts, repair manuals, tools, and mechanics. Costs are well known and prices are regulated by competition Health care equipment is highly technical and very expensive. Doctors are mostly specialists, often researchers with few students. They sometimes build their own equipment. The customer’s life may depend upon finding the right doctor. If that doctor does not have a contract with the patient’s private insurance company, the claim will be denied. (http://www.creators.com/liberal/froma-harrop/free-market-death-panels.html) 4. All drivers can afford to drive – until they can’t. If too many drivers can’t afford to drive, some garages may suffer or fail. It’s tough on the ex-drivers and ex-garage owners, but that’s the free market. Patients must be served whether they can afford to pay or not. If they cannot pay, the cost must be shifted to others. In particular, children and students cannot afford to pay for their own care. But they must receive the finest possible health care (and education) regardless of the wealth or poverty of their parents. This requirement is enshrined in our Constitution’s Preamble which vows to “promote the general Welfare and to secure the Blessing of Liberty to ourselves and to our Posterity.” Posterity is our nation’s ONLY product. We MUST do it right. Spending large public funds on the postponement of death for a few very uncomfortable months is an irrational betrayal of our heritage and our national interest. For the above reasons, universal health care costs can only be met by payments of deductible claims made through an insurance system financed by premiums that are subsidized for the poor. Costs are paid from the insurance pool. For statistical and administrative reasons, the larger the pool, the lower will be the premiums. The risk is spread over a larger population. That is why single-payer policies are the least expensive: everybody is in the same pool. This is a mathematical CERTAINTY. Breaking the insurance pool into a hundred different pools adds important costs: financing, administrative, advertising, customer selection, claims denial, high executive salaries, and profits. These additional costs (over 25% of the total current cost and over 33% more than the single-payer costs) represent a “tax” paid to private insurance companies by all its customers with no benefit to the consumers. The usual objection to single-payer is government inefficiency. And reduction of Medicare and Medicaid costs are part of the legislation before Congress. But the Veterans Administration provides excellent care to millions of veterans suffering a wide range of problems at a very reasonable cost compared to private industry. Government rationing of health care is another objection. But, without exception, every private health care insurance company has a large building with an entire floor or two devoted to a department that does nothing else but ration health care. These claim deniers are answerable only to their highly paid management, not to Congress or to a State Legislature or to the voter. The only recourse to denial of a claim is to file a suit through the court system and pay the lawyer. There are now insurance solutions approximating single-payer before Congress. They need your support. General answers: Success means that, with relatively few exceptions, everyone is served as well as possible within the available resources regardless of previous history or ability to pay. Of course, some will be served better or worse than others. It's the intent that counts. We have two excellent VA hospitals in the Chicago area. I receive excellent service in my clinic. The brouhaha at Walter Reed was solved by firing a general. There are problems at all hospitals, VA or not. Most of the VA problems arise from PTSD cases. No civilian hospital has that problem. I can't believe how many high school drop-outs skipped reading my carefully thought out essay and just dropped a sound bite. That's rude. I begged you guys to go away. For those who got ripped off at a garage, welcome to the free market. If you were treated that badly in a hospital, you might want to hold off on tort reform. jwoody88: The USA has a private (not public), for profit, health insurance system. It is neither successful in economic terms nor universal. Many people, including me, have been very well served, whether private or public. I am on Medicare and have no complaints, nor have I ever heard a senior complain. The problem lies with those who are not served. Texas Tre. The US Army, Navy, and Air Force are models of efficiency. Expensive, yes, but efficient in the sense that they do their best and are held accountable. That is somewhat like the USSR, which could beat us into space but couldn't make bumaga (that's toilet paper). The civil service people in our government are excellent. The problem is the guys like Brownie, who did a hekkova job at Katrina. Bush tried to run Iraq with born-again Christians just out of Bob Jones college. He tried to replace federal attorneys from the same source, which is getting Karl Rove into trouble now.

My friends and family say my bf is dangerous ? Red Flags ? Run screaming? My friends and my aunt who is a lawyer think my 40 yr old bf is very dangerous and want me to leave him and move away i started them wondering about him when i told them he told me he could be 'nefarious sometimes' nefarious means: Description of nefarious - American Heritage® Dictionary ADJECTIVE: Infamous by way of being extremely wicked. nefariously, nefariousness I laughed it off and thought he meant he was tough in business (he is a venture capitalist and movie producer) but then he made it his facebook and twitter status and my friends were like wth. next he kept complimenting my looks on my facebook wall and my friends said he must be telling me he loves me forver because he is infatuated, not truly in love with the inner me. when i asked him why he loved me he said its because im sweet, not in his industry and accept him. nothing abou tme personally. anyway then he did something out of the blue that set off alarm bells with my aunt who is a lawyer he asked me if i have life insurance which is weird because he knows im an old 29, an orphan with no dependents. he later claimed he never brought it up first i did. well based on that my aunt looked up stuff on him she told me he was sued by foreign investors in his movies and had to pay 250000 dollars back 2 years ago that he and his ex wife never paid for birth of their son and were sued for 15000 by the hospital my friends then told me that theyve heard thru gossip that he is playing his rich older ex gf and taking her out sometimes just so she'll lend him money to get a screenwriter for a movie that could make him millions. the thing is he is always nice to me when we're together should i base leaving him on what my friends and family say ? thanks. kill em all yahoo member = You are a twit. I am writing in a condensed form and using simple words so a broad audience can understand me. And now I will report your rudeness.

Why is Congress forcing Government health-care on families that already have private insurance? SCHIP Bill: Top 10 Changes for Congress to Consider Congress's mad dash to expand the State Children's Health Insurance Program (SCHIP) fails to correct the serious flaws buried in last year's SCHIP bill. The new SCHIP bill would not only make comprehensive health care reform more difficult; it would also directly undercut President Obama's promise to end special interest earmarks. Once Congress creates a new government benefit, it would be very difficult to reverse course. In this case, Congress would be taking more healthy lives out of the private health insurance pool, thus reducing private coverage, increasing taxpayer burdens, and undercutting the ability of the private sector to maintain or expand coverage later. http://www.heritage.org/Research/HealthCare/wm2244.cfm

LADIES: I can't help it, I feel as though I am creepy or undesirable in some way and...? I can't put my finger on as to why? Here goes, about myself..... 1. I am working part-time in a pub as a maintenance co-ordinator/glass collector, study maths in university and I am also training to become an accountant through work experience and gaining the qualifications required. 2. I ride a bicycle everywhere instead of driving a car because although I have a licence, the insurance is just too high, and it would only drain my hard-earned savings for my future. 3. I'm 21 years of age, don't smoke, only drink on occasions, anti-drugs. 4. I'm 5'5" in height, have a Liverpool accent and my family's heritage is Greek and Irish. 5. Never been in a serious relationship with a woman, but have had sex with three different women. I even have a picture of myself when I was 18, celebrating my A-Level results. I didn't even want the picture took tbh haha. http://www.rsfc.ac.uk/upload/image/photo_gallery/Ryan_Rossiter.jpg

Why the secret healthcare vote why won't Obama let the public who this effects see it? Why the attack on Fox news and what media news group is next if they confront Obama with tough questions? Why does the W.H. have a anti fox web site and paying for it by taxpayer money? Why this hush hush behavior what are they hiding? I will vote out my Senator if he signs this bill will you? It increases our health insurance for a family of four to 4,000 dollars a year by 2013 and from then on up-up until we can't afford it and we are stuck with public health care this is coming out of the Heritage Foundation and from economist that have seen it. Obama has put the burden of the people who are not insured on the backs of the private sec. causing the working class to take the beating! This socialization will be voted in tomorrow say goodbye to your freedoms!!

Do U agree with this Defending American Sovereignty And Culture Is NOT Racist? Yes it takes a minute to read if reading for more than a minute is hardship for you, please answer another question. Contrary to arguments made by liberal politicians and pundits in the mainstream media, defending American sovereignty and culture is not driven by racism. In fact, the exact opposite is true. If this republic is to survive, the rule of law must apply to everyone, regardless of race, ethnicity, or nation of origin. Being good hearted, hard working, and poor does not entitle anyone to come here illegally, even if only to pursue a better life. Millions of people from all across the world desperately hope to come to America to achieve a better life. U.S. immigration laws exist to assure that an orderly and fair process is in place for handling such people, and to protect American citizens from disease, criminality, and imported financial burden. Acting in the best interests of America means, among other things, preventing further invasions by illegal aliens, and deporting those already here. Teary sob stories and arguments in favor of poor migrants who come to America illegally are based on a very un-American notion: That is, U.S. borders and laws should not apply to Latinos because---and only because---they are Latinos! Although liberals will not admit it, "Comprehensive Immigration Reform" is all about amnesty based on racial profiling, because the overwhelming majority of the illegal population is Hispanic. If 95 percent of the illegal alien population were likely to end up being Republican voters, just how passionate would Barack Obama, Nancy Pelosi, Harry Reid, the ACLU, and the mainstream media be about "Comprehensive" reform? As it is, in their lust for importing more Democrats, liberals are willing to gut the rule of law, American sovereignty, and the best interests of American citizens. Racial profiling is the most efficient means for accomplishing the objectives of the Democrat party. Most illegal aliens from south of our borders fit the following profile, written in the imaginary first person for clarity: "My name is Pedro Ignacio Garcia. My wife and I came to America by crossing the border in Arizona on January 2, 2002. We had to sneak across the border into America because the U.S. immigration system is broken, at least that is what the Mexican government told us. "Mexican officials told us to have as many children as possible as soon as possible once we got settled in America. We have had six children since; all of who are American citizens that we are counting on to keep the U.S. government from sending my wife and I back to Mexico. We had planned to come to America in 2003, but we found that my wife was pregnant so we came in 2002 so that the triplets would be born in America. "We came to America because we heard your president Barack Obama, and Congressional Democrats like Nancy Pelosi Harry Reid say many nice things about Mexicans who come to America illegally. "One of the major attractions for us is your excellent system that provides free medical service, especially since I have no health insurance for myself or family. We are very concerned that some hospitals are closing because of the costs of serving poor people like us. We believe that the health insurance premiums for Americans should be increased to cover poor people from Mexico. "I am very proud of my Mexican heritage and love Spanish, the language of love. I believe that learning English is a waste of time so I do not bother. We have demanded that the public schools teach our children in Spanish. Who needs English? "We proudly fly the Mexican flag in remembrance of the fact that much of the land that is America was stolen from Mexico. Our children are being taught at home that retaking that land for Mexico is what God wants us to do. "I am a potential carrier of deadly strains of tuberculosis and other diseases eradicated in the modern world years ago, but which are still rampant in my beloved Mexico. That is why American citizens need to make sure me and my family receive the very best in medical care. "I do not pay no stinkin' income taxes to any local, state or federal government. How else could I afford to work for wages that allow me to take jobs from American citizens? "Our family is on welfare and food stamps even though we are not eligible. We have fake IDs that say we are legal, and we have fake social security numbers to prove it. "We are saving our pesos to buy a big, beautiful home. However, we are worried about the loan credit crisis now threatening to make credit inaccessible to illegal aliens. As with health insurance, we believe the solution is simple: Increase the interest rates Read more @ http://www.postchronicle.com/commentary/article_212221319.shtml

Hillary vs. Rudy on health care, is Hillary crazy? Hillary vs. Rudy on health care, is Hillary crazy Today’s health-care debate previews the fall 2008 election, if today’s presidential frontrunners win their respective party nominations. Senator Hillary Clinton (D., N.Y.) and former mayor Rudolph W. Giuliani (R., N.Y.) are promoting reforms that contrast like midnight and high noon. As Clinton cheers, Congress moves to reauthorize the State Child Health Insurance Program. Launched modestly in 1997, SCHIP was targeted at kids whose families were too prosperous for Medicaid, but too poor for private coverage. Like nearly every federal scheme, SCHIP is metastasizing. Clinton, her Democratic comrades, and some weak-kneed Republican appeasers are widening SCHIP into a self-contradictory contraption, complete with a tax hike and a fiscal blunderbuss. “It is one of our most important national priorities to cover all Americans, and that should start now with all of our children,” Clinton said July 16. Of course, it depends on what the meaning of the word “children” is. Washington already lets 14 states cover 670,000 “boys” and “girls,” up to age 25, some of whom have been drinking legally for four years and voting for seven. Ninety-two percent of Minnesota’s SCHIP budget insures adults. Clinton’s proposal, like the House Democrats’ bill, would cover children in families up to 400 percent of the Federal Poverty Line (FPL), double today’s target. Thus, a family of four making $82,600 could receive federal-government medicine. Meanwhile — the Heritage Foundation’s Rea Hederman estimates — 70,000 “American families are both poor and high-income — simultaneously.” They qualify for SCHIP and the Alternative Minimum Tax. Madder still, 77 percent of children between double and triple FPL and 89 percent between 300 and 400 percent of FPL already have private health insurance, notes Cato Institute scholar Michael Cannon. Nonetheless, the Democratic House Wednesday night approved $47 billion for SCHIP through 2012, 88 percent above its current $25 billion, five-year budget. Senate Democrats would fund this extravaganza via a 156 percent cigarette-tax hike — from 39 cents to $1 per pack. Heritage forecasts that 22 million new smokers would have to light up by 2017 to keep SCHIP afloat. So, SCHIP promises to improve children’s health while exploiting adult tobacco addiction. And if those smokers never materialize, future Congresses simply will invoice smoke-free taxpayers. “The Left is pretty blatant about this being their vehicle to move to universal coverage,” one health-policy expert told me. “Make kids think you get health insurance from the government, and in less than a generation, you’re there.” While Democrats and some lily-livered Republicans ceaselessly invoke “the children” to impose government medicine, Giuliani does the reverse. His just-unveiled health plan rejects public entitlements and tax hikes and embraces private property and tax incentives to extend health coverage overall — beyond just kids. “America’s health-care system is being dragged down by decades of government-imposed mandates and wasteful, unaccountable bureaucracy,” Giuliani told New Hampshire voters Tuesday. “To reform, we must empower all Americans by increasing health-care choices and affordability, while bringing accountability to the system.” Giuliani specifically would grant uninsured families $15,000 tax exemptions, and singles $7,500, to help them buy private coverage that they, not their bosses, would own, control, and transport throughout their careers — much like car, home, and life insurance. Funds remaining after insurance purchases could be deposited tax-free into Health Savings Accounts for routine medical expenses. He also would let Americans acquire health plans across state lines, as they now do with non-medical insurance. For instance, unmarried New Yorkers, who now must buy such unneeded mandatory benefits as in-vitro fertilization, would be free to secure no-frills plans from insurers in, say, mandate-light Ohio. Giuliani also would curb malpractice costs by capping lawsuit damages and requiring frivolous plaintiffs to cover victorious doctors’ legal bills. “If a person gets injured, he should be compensated, but he shouldn’t get the brass ring or win the lottery,” Giuliani explained. Unlike President Bush, whose happy talk fuels Leftist disdain, Giuliani describes Democrats’ ideas with bracing candor. He calls their health proposals “heavily influenced by Marxism.” “We’ve got to solve our health-care problems with American principles, not the principles of socialism,” Giuliani says. “I know Democrats will say this is unfair, I know they’ll squeal…But I am a realist. I face reality, which is: If you take more people and have government cover them, it’s called socialized medicine.”

a raisin in the sun paperr? is this okay for a start on writing about how honoring your heritage is portrayed in a raisin in the su the moviee A Raisin in the Sun is about an African American family, the Youngers during the late 50’s. The title of the play is a line from Langston Hughes’s 1951 poem, “Harlem (A Dream Deferred).” The poem focuses on the frustration blacks experience when they cannot fulfill their dreams, presumably because of racial discrimination. The Youngers live in an apartment on the Southside Chicago. The apartment has three rooms: a combination parlor and kitchen, in which light enters through a single window, a bedroom for Walter the Man of the family and Ruth, his wife, and a bedroom for Lena, and Beneatha, Walter’s mother and sister. Travis, Walter and Ruth’s son sleeps on a sofa in the parlor. In the hallway is a bathroom the Youngers share with other tenants in their apartment building. Walter works as a chauffer for a white family who doesn’t seem to acknowledge him as a human being. Walter admires the wealth of this employer and the respect that comes with. That is why he and his friends Bobo, and Willy want to start a local liquor store. Lena works as a maid and is loved by the little girl she cares for, but she can quit that job now since she is getting a $10,000 life insurance check after the death of her husband. Walter’s wife Ruth works as a “stay at home mom” and washes clothes and makes sure that the daily necessities of the house are taken care of. Walter’s younger sister Beneatha also lives with them and is attending college to pursue a career in medicine. These are all things important to the Youngers family, but overall the importance is honoring their heritage. When you live in a nation that is so rude and cruel to not only you but also others in your ethnic background, how do you live up to your full expectations and do what is right, how do you honor you heritage? Heritage is our legacy from the past, today, and what we pass on to future generations, like our ethnic and cultural background. Our cultural and natural heritages are both irreplaceable sources of life and inspiration. So when you know where you’re from doing you just walk around keeping it in, or do you walk around with it written on a paper? Heritage is something that is passed down, not put up on a shelf and taken down on a rainy day, it is something that lingers in every blood stream and breath, something passed down from spoken word. please helpp

Why does Obama care discriminate against married couples? The Marriage Penalty In 2009 four times the FPL would be $43,320 for a single adult with no children, and $58,280 for a family of two. Consider a couple with no children, each earning $30,000 a year. If they marry, their income will exceed four times the FPL; they will not be eligible for a subsidy and will have to pay the full cost of health insurance, which could be over $10,000 for two single policies or over $13,000 for a family policy. On the other hand, if the “live in sin,” they would both be eligible for subsidies, and would be required to pay a maximum of 5.8% if their income for health insurance. This amounts to $3470 for the two of them. In other words, marriage cost them a health insurance penalty of over $6500 per year. http://blog.heritage.org/2009/12/14/employment-discrimination-in-the-senate-health-care-bill/ What is FPL Who would qualify for such a subsidy? There are two criteria. First, family income – not how much this employee is paid by this company, but total family income – would have to below four times the federal poverty level (FPL). The FPL depends on family size; for 2009 four times the FPL would be $43,320 for a single adult with no children and $88,200 for a family of four (regardless of whether it’s a single parent with three children or two parents and two children).

What burden of proof would the government require that I am Amish? Since Amish people would be exempt from being forced to purchase health insurance, can I simply say I'm Amish? Would there be some kind of check list? Amish audits? Seriously if all I need to do is say my relgion forbids me from buying insurance under the grounds that it's a form of gambling, I'll make up my own religion if I need to. Funny thing is I actually am Mennonite by heritage.... so I have a head start. Some distant family of mine are Amish. You know and I know that I'm not Amish. I just mean if I claim I'm Amish are they going to come audit my life?

What actors would best fit as a cast for the book/play "A Raisin in the Sun"? I'm doing a school project where I find the perfect actor for the book/play A Raisin in the Sun. The book is about black people living sometime after World War II and the present. Apartheid is still happening and they're family was falling apart. These are the descriptions of each character that I need: Walter Lee Younger - The protagonist of the play. Walter is a dreamer. He wants to be rich and devises plans to acquire wealth with his friends, particularly Willy Harris. When the play opens, he wants to invest his father’s insurance money in a new liquor store venture. He spends the rest of the play endlessly preoccupied with discovering a quick solution to his family’s various problems. Beneatha Younger (“Bennie”) - Mama’s daughter and Walter’s sister. Beneatha is an intellectual. Twenty years old, she attends college and is better educated than the rest of the Younger family. Some of her personal beliefs and views have distanced her from conservative Mama. She dreams of being a doctor and struggles to determine her identity as a well-educated black woman. Lena Younger (“Mama”) - Walter and Beneatha’s mother. The matriarch of the family, Mama is religious, moral, and maternal. She wants to use her husband’s insurance money as a down payment on a house with a backyard to fulfill her dream for her family to move up in the world. Ruth Younger - Walter’s wife and Travis’s mother. Ruth takes care of the Youngers’ small apartment. Her marriage to Walter has problems, but she hopes to rekindle their love. She is about thirty, but her weariness makes her seem older. Constantly fighting poverty and domestic troubles, she continues to be an emotionally strong woman. Her almost pessimistic pragmatism helps her to survive. Travis Younger - Walter and Ruth’s sheltered young son. Travis earns some money by carrying grocery bags and likes to play outside with other neighborhood children, but he has no bedroom and sleeps on the living-room sofa. Joseph Asagai - A Nigerian student in love with Beneatha. Asagai, as he is often called, is very proud of his African heritage, and Beneatha hopes to learn about her African heritage from him. He eventually proposes marriage to Beneatha and hopes she will return to Nigeria with him. George Murchison - A wealthy, African-American man who courts Beneatha. The Youngers approve of George, but Beneatha dislikes his willingness to submit to white culture and forget his African heritage. He challenges the thoughts and feelings of other black people through his arrogance and flair for intellectual competition. Mr. Karl Lindner - The only white character in the play. Mr. Lindner arrives at the Youngers’ apartment from the Clybourne Park Improvement Association. He offers the Youngers a deal to reconsider moving into his (all-white) neighborhood. Bobo - One of Walter’s partners in the liquor store plan. Bobo appears to be as mentally slow as his name indicates. Mrs. Johnson - The Youngers’ neighbor. Mrs. Johnson takes advantage of the Youngers’ hospitality and warns them about moving into a predominately white neighborhood. *Courtesy of Spark Notes

Edit grammatical issues? Any input would be absolutely wonderful! Public language is its own unique form of expression and communication from private language. This is shown to be true for Rodriguez while attending school. When Rodriguez was asked a question, the nun’s would persist him to “Speak up, speak to the entire class…don’t look at the floor.” Rodriguez, of course uncomfortable, would usually tremble and mumble out answers embarrassed that the sounds coming out from his mouth would be foreign and perplexing to the other students. This can be related to most, especially children. School is the time when children start expressing themselves as themselves. They begin forming their own identities that are separated from their family’s identities, almost as if two different personalities. As a child, I grew up with Tagalog as my first language. When I moved to America at the age of 3, I eventually learned the English language through my own sources. My mother did not want me to feel left behind because English was my second language so when she enrolled me she noted that English was the primarily used language at home. This allowed me to interact with the other children normally rather than me getting left behind in an English Learning Development program. If it were not for this decision, I probably would have developed a different personality as a child because I was not exposed to the other children’s culture earlier. Public language is built upon the foundation of private language and is shaped by personality, culture, and environment. The environment for Rodriguez is all the community of kids and nuns in his school exposing him to new sounds different from his Mexican heritage. The nuns believe the only way for Rodriguez to succeed and do well in school is for his family to start grasping the English language in their household, Rodriguez’s only comfort zone. But the nuns believe that by asking Rodriguez’s parents to specifically watch for their own son’s growth and development of the language, he would be able to grasp the language better with more confidence and use that newfound confidence to produce more effectively within the classroom and ultimately become accepted. There is an apparent social advantage when one is fluent in society’s public language. According to Rodriguez, success depends on the fluency of public language. “Only when I….am American…no longer a gringo in society…I can seek the rights and opportunities….for a full public individuality.” Rodriguez addresses that assimilation within society with the knowledge of the dominant language will allow much more opportunities to succeed. With such experience, I believe that Rodriguez draws out a very obvious but important fact of the matter; that without knowledge of society’s dominant language how can one be able to communicate. Take for example, my late grandfather was only knowledgeable in his private language, so when he would sign up for certain medical coverage he would not be able to understand what is being explained to him by the health human resources officials therefore he would miss some key points or expenses needed to cover the insurance. Not being able to confidently speak the dominant language, others may take advantage that social disability. Communication is a very important aspect of the human life, since it is the communication that helps human beings to connect with each other as individuals and as independent groups. Communication is the very basis, which drives the process of development in all the fields.

Will Obamacare Kill Many Full-Time Jobs? Obamacare has been promoted as a benefit to lower-income workers who can’t currently afford health insurance, but in fact President Barack Obama’s healthcare reform will price many unskilled workers out of full-time employment. A new report from the Heritage Foundation shows that after an employer pays a worker’s new healthcare premiums, along with the minimum wage, payroll taxes, and unemployment insurance taxes as required, the full-time worker will cost the employer at least $10.03 per hour, or $20,063 a year. A full-time worker with a family health plan will cost an average of $13.75 an hour, or $27,501 a year. “Employers who hire workers with productivity below these rates will lose money,” according to the report written by James Sherk, a senior policy analyst in labor economics in the Center for Data Analysis at The Heritage Foundation. Many of these employers will respond to the higher costs by dumping workers onto the government healthcare exchanges. This will cost the employer a $2,000 penalty for each full-time worker, far less than the cost of health premiums but still a $1 per hour increase in full-time employment costs. The employer mandate in the healthcare bill will also encourage employers to replace full-time workers with part-time employees, since Obamacare does not penalize employers for not providing health benefits to these workers. “Obamacare hurts less skilled workers,” Sherk observes. “It raises the minimum productivity required for them to hold a full-time job, particularly workers with families. Workers who cannot produce at least $20,000 per year (single plan) or $27,500 per year (family plan) of value to employers will have serious difficulty finding full-time jobs. Many of these workers will have to either live off reduced income from part-time hours or juggle the schedules of multiple part-time jobs.” The cost to employers will actually be higher in a number of states that have a minimum wage greater than the federal rate. State unemployment insurance taxes and healthcare costs also vary. The most expensive state for employing workers is Connecticut, where full-time employees with family plans cost employers $15.27 per hour, or at least $30,550 a year. Oklahoma has the lowest employment costs, $11.92 an hour for workers with families. Sherk concludes: “The weak economy has made it difficult for unskilled individuals to find work. Obamacare will make it even more difficult for them to obtain full-time jobs.”

how much does pregnancy care and childbirth cost with and without medic-aid help? I've been asking and asking questions trying to convince myself that everything will not go the wrong way. I've been dreaming and imagining how I can keep my unplanned baby and live happily ever after with the baby. But, I'm really at loss now because just the cost of prenatal care and childbirth will be horrendously expensive without any type of insurance or aid. I've contacted the medic-aid office, I haven't been interviewed yet, but the situation doesn't feel very encouraging. I'm desperate. I do not want abortion and I want life for this baby. But I need pregnancy care and people seems to have a stigma over adoption (not to mention the possibility that finding an adoption family will be difficult because of the child's biracial heritage). Please, anybody who has information about affordable prenatal and childbirth costs, and I mean really affordable, please let me know the rough figures. The father of this child, unfortunately does not want the child and preffered an abortion over any other solution. Although we haven't talked more about it, I doubt he will agree to this and help me out. I need to prepare for the worst possibility. I forgot to mention that I'm an international student in CA, thus not a citizen. This is why I'm concerned about my eligibility.

Question for people who have faith in Obama's policies? Could you people please take a look at some of these numbers and tell me how you can even turn them around and think that they are good things? In total, more than 2.6 million jobs have been lost since Obama took office. But what has the president's stimulus bill brought us, if not the jobs he promised? Wasteful spending, such as $18 million to redesign Recovery.gov, the very government Web site used to monitor stimulus spending, or $3.4 million for an "eco tunnel" in Florida designed to provide safe passage for turtles looking to cross the street. The cap and trade bill is nothing more than a national energy tax, plain and simple. Its sole purpose is to increase the cost of energy so that Americans might use less. The Heritage Foundation estimated that it would end up costing the average American family up to $1,870 per year and decrease the national GDP by $161 billion in the year 2020. The foundation also determined that during the 2012-2035 timeline, job losses would average more than 1.1 million. Add in the fact that it would do almost nothing to prevent "climate change. The president claims that more government involvement in health care will promote competition. However, creating such a government-run entity would result in a massive government health care monopoly. Private insurers would soon be put out of business, unable to compete with the subsidized government-run plan the president and liberals want. More than 88 million Americans could be forced out of their current private insurance plans and into the government-run plan, according to a study by the Lewin Group. Then there is the issue of cost. Despite what the president says, his government-run plan won't make health care more affordable. Quite the opposite. Nothing ever becomes cheaper by being more expensive, and the Democrats' plan would cost at least $1.6 trillion, according to an analysis by Roll Call. The president and his Democratic allies have looked to raise taxes on many small businesses to help pay for his government-run health care scheme, a foolish proposition even during the best of times, let alone during a recession. Many small businesses would be hit with a penalty equal to 8 percent of their payroll for failing to provide insurance for their employees. Punishing small-business owners with punitive tax legislation such as this will only increase the unemployment rate and extend the recession. The federal deficit has topped $1 trillion for the first time ever and could grow to nearly $2 trillion by this fall, intensifying fears about higher interest rates, inflation and the strength of the dollar. All in all many of the things obama is spending money on are useful, but not when your country's deficit is so huge. We should be looking to cut out EVERYTHING that isn't completely necessary to maintaining our country. A website that monitors stimulus spending is a great idea, but if we don't have the money to make one then we just should suffer. I would like to hear pro obama sides to these issues. if there is a pro...

I'm doing a writing contest and I'm having trouble for title! Any ideas? I have to get the title soon! Its a writing contest for my school and winners get their book published!! I just need help with my title! It need to be creative and catchy too! Its about an american family who moves out to Dublin to help out there realitves with the family buisness which happens to be working at a cafe/coffee shop. The main charecters name is Able O'Carter. I was thinking of calling it "Able to Java" or "The Great Java Adventure". The story has to be in story book format and yeah, this is what I have so far. Others are writing it with me so not all of this is what i wrote! Any title ideas?? Page 1: Most kids parents work at normal jobs. Some are teachers, some are doctors, and some are buisness workers! Those jobs just lead them to a normal paycheck and a normal family. Well, in my family were not completely normal. Were more unique than others. Unlike normal familys we moved from Pittsburgh, Pennsylvania all the way to Irelands capital, Dublin. Here's our story. Page 2: My grandparents, Ester and Arthur O'Carter own a cafe far in the country side of Dublin called the Carter Cafe. Mostly just nearby farmers and tourists come in and they have been making less money as the years went by. So they had an idea Page 3: Grandpa Arthur called us and asked our family for help at their cafe, father took the offer right away. He couldn't wait to go back to his hometown and show us around. He always wanted me and my two sisters, Emma and Alice to be more conected with our heritage. Page 4: Since we booked our flights to Dublin for next week, my parents decided to quit their normal jobs in Pennsylvania, and to start fresh in Dublin. Father was quite excited to leave his cubicle for the local insurance company, and mother was thrilled to stop working at Reggie's Diner. She hated to wait tables. Page 5: My sisters Emma and Alice were probably the most excited. Emma is the youngest out of us girls. She's ten years old and cannot wait to fly in a big airplane. She's been wanting to fly ever since she was about four when father sent pictures from a buisness trip in Chicago. Alice is the oldest, but only by three years. Alice is sixteen, but one of the smartest girls in her whole grade! Her favorite subject is world history. She just happened to ace the unit on the irish patatoe famine within this week! She read up on Ireland all day and night! Page 6: I was pretty excited for our new life in Dublin, yet I would have to leave my best friend. September 12th was my last day at our school. My best friend Anna Joelyn was horrified. "Able! I can't believe your leaving me for Europe!" Anna said squeezing the breath out of me with her massive hug. I caught my breath and continued on, "I'm sorry! It's my parents decision! Not mine! Besides, I will be back every summer!" Anna grunted and started walking to her locker with her hair flipping from side to side, "Yeah! You'll come back with a accent! Maybe you'll even come back with red hair or a pet leperchaun!" I laughed at her and gave her one last hug. "Oh don't worry! I promise if I find a leperchaun, we'll use his pot of gold to by some ice cream! Oh and I'll be sending souvineers every month!" She looked at me and just smiled, "Able Carter, you're the bestest friend a girl could ever have!" Page 7: Later that night before we left we got an unexpected call from grandmother. I decided to answer. "Hello Grandmother!" I exclaimed into the receiver. "Oh darlin', is your pa' home? I need to speak with him." Grandmother said with a shakey voice. I was very confused. I looked at the front to see if his shoes were there, he must have not gotten home yet. "Nope he's not here can I take a message?" I asked taking out a pen and paper. "Tell him were moving locations. Grandfather found a deal with Mr.Kaeten down in Swords and he's going to let us move the cafe into what use to be a pub. Tell him to bring 350 dollars, were going to rent the large house across from it. Got that sweetie?", she asked with a delightful voice. My hand ached from writing all this down, "Got it grandmother! See you in eleven hours!" *NOTICE* THE PAGES ARE SMALL BECAUSE ITS IN STORY BOOK FORMAT AND MY ARTIST WANTS SMALL PAGES. IM NOT DONE YET, AND IM WRITING IT FOR A LOWER AGE GROUP THAN MYSELF. BTW I DIDNT WRITE ALL OF THIS, OTHER KIDS IN MY GROUP DID.

Do I have pcos or is it just genetics? Hi everyone....well I just wanted to know if its possible that I have polycystic ovary syndrome because I do have irregular periods(i am always late no matter what), my abdomen is plumped out, I am hairier than any women in my family and have hair in places i wish i didnt, I have smaller breasts than anyone in my family, and I feel very fatigued for most of the day. however, I know that my hairiness could be because of my heritage, eventhough i am hairier in the arms than my father and pretty much everyone in my family (except my older brother) Oh and recently i have been getting alot of acne on the left side of my face. please help with your answers because I dont have health insurance so i cannot afford a doctor right now. School is going to start in a month and I can't help but feel inadequate because of these traits that may either be my genes or pcos by the way, I am 19 yrs old and have always been the hairy girl some guy used to call me hairy larry...

What do you think of this political platform, what would you add? NATIONAL UNITY 1. Establish English as national language via Constitutional Amendment. ESTABLISHMENT OF JUSTICE 1. Clarify Federal abortion stance and establish such in US Code. - Legal up to the 15th week, after which the fetus will be granted status as an individual with all associated rights. - Allow stem cell research using any legally obtained fetus. 2. Case law will be revamped to represent the opinion, interpretation, and reference it is. As such it may be used to justify revamping actual US Code to clarify intent or close loopholes. PROVIDING FOR THE COMMON DEFENSE 1. End cold war posturing - Close all US bases on foreign soil. - Reduce overall nuclear arsenal to 3500 warheads. 2. Revamp National Guard / Air Guard / Coast Guard into purely defensive force in alignment with its militia heritage. - Mandatory two year service to be completed between 18th and 30th birthday. Voting privileges connected to service completion. 3. Revamp Army / Navy / Air Force into a retaliatory strike force. - Reduce Navy to eight carrier battle groups. - Restructure Army & Marines into Rapid Strike Force. - Establish nuclear arsenal as front line deterrent to attack. 4. End entangling alliances such as the UN, NATO, etc. 5. Initiate comprehensive individual treaties with any and all nations and establish non-interventionist policy. 6. Establish Barbary Pirates policy as the official means of dealing with piracy and terrorism, extending Congressional power to prosecute offenders here and abroad. 7. Streamline both the immigration process, but also the work visa process to allow easier access to legal immigration. 8. Prosecute illegal immigration: - Transporting illegal aliens into the country, knowingly hiring illegal aliens, knowingly providing shelter or housing to illegal aliens will be classified as a Class C felony. - Illegal aliens will not be eligible for any public support. - Medical professionals and organizations will be restricted from treating illegal aliens except in life or death situations. Any illegal aliens seeking treatment are to be turned over to the authorities. - A constitutional amendment that establishes that a child born in the US, but lacking at least one parent with legal status, will not be granted automatic citizenship. PROMOTING THE GENERAL WELFARE 1. Establish voluntary participation National Health Insurance Program. - Promote State level financial aid program with coverage up to a family of four. - Government regulated, non-profit managed. - Built in standards to promote competition. - Pricing on a per person basis. - Not employer specific. - Medical professionals are not required to care for those not demonstrating an ability to pay. 2. Transition Unemployment Assistance program to State level. 3. Transition Disability Assistance program to State level. 4. Establish comprehensive educational program. - Constitutional amendment granting Congress authority to establish minimum educational criteria, leaving management in the hands of the States. - Schools will be ranked at county, state, and Federal levels. - Funding follows students. - Parents can opt for either public or private schools. 5. Establish Federal educational program for military service members. 6. Push for State programs to assist the poorest citizens in acquiring a higher education. 7. Eliminate all other Federal charity programs. - States are advised to initiate charity programs as they deem appropriate and as their Constitutions allow. MAINTAINING LIBERTY 1. Legalize unions between consenting adults, including same sex and polygamy. Religious institutions will not be required to conduct services or even recognize unions counter to their system of belief. 2. Constitutional amendment to clarify separation of church and state / metaphysical neutrality in government affairs. 3. Enforce Bill of Rights and eliminate unconstitutional prior restraint laws. - Establish strict penalties when abuse of rights infringes on others. 4. Legalize the use of any chemical substance by an adult. - Establish severe punishments when the abuse of chemical substances places the health and/or lives of others in danger. 5. Minimize regulations on business / commerce. 6. Promote balanced free trade. - Restrictions will be matched to counter actions taken by partner nation as may unfairly affect trade, such as artificially controlling currency values or tariffs. TAXES: 1. Establish Flat Federal Income Tax - Offer one standard deduction equal to minimum wage x 2080. - Offer retirement investment deduction. - Offer small business expense deduction (limited use). - Eliminate all other deductions. 2. Promote simplified State Tax Program: - Flat Income Tax (similar to Federal Income Tax) - Simplified property tax based on flat value assigned per square foot of land area occupied. - Licensing / Permit fees used to charge only those using the services in question. 3. Eliminate all ot What would you change? NOTE: This is of course a bullet list as YA won't allow a 15 page document to be uploaded :) Erick: What points do you disagree with? Why? Princess K: As far as the mandatory service goes, that is really based on whether or not you want the privilege of voting. Note this service is in the defensive national guard, not the regular military. Our Founders said defense of this country is the duty of every citizen and if you were unwilling to do so, we neither want nor ask for your council. Istainjaa: You pay for the voluntary health care. The program is based on using the buying power of an entire state to create a lower price structure, much like a larger company can get lower rates than my little business with 10 employees. Currently the Federal government supports unemployment. Federal charity is unconsititutional. Malcolm Equis: I've sent you an email to help clarify since my response is to long winded for an "edit". Erick: It is a Federal insurance program you pay into. Actually our proposal uses non-profit insurance providers that bid for States. So technically the federal government only outlines the minimum program requirements and monitors performance - the providers do the rest. Federal charity is unconstitutional, so any assistance programs would have to exist at the State level. Pampoulmouse: The 15th week was selected based on the development cycle of a fetus. During the 15th - 18th weeks the fetus develops a cerebral cortex, which allows an individual consciousness to form and therefore the possiblity of emotional harm develops. Prior to that it is little more than a growth. James L: I do not support isolationism. I do support non-interventionism. The internal affairs of another nation are not our concern, and we should respect their national sovereignty if we expect them to respect ours. Trade is the key to diplomacy. Most of our current issues on the world stage evolved from interference and maintaining a cold war military structure. Bad ideas. My attitude is we will leave you alone until you give us a valid reason not to. Then we should punish you for it. Spock for Prez: 1. Why the need to add the bit about transfer of custody? We already have systems in place to allow adoption of a foreign child. My neighbors just adopted a Russian baby. 2. How does your marriage amendment protect liberty? 3. Interesting thoughts on the religion issue. Wyomugs: 1. Yes. Yes I expect that if you are going to log into Yahoo Answers, at whatever time you choose to do so, that you will be able to comprehend the questions posted there - regardless of their depth. Considering I posted this closer to 1am in my time zone, at 11:50 you should be rested and ready to go. 2. Yes. Yes I know the agenda set forth here is hard. Does the fact that something is hard make it less worthwhile to do? Where would we be if our Founders had said, "Revolution is hard, we probably shouldn't."? How many doctors would we have if they said,"Meical school is hard, I think I'll quite before I start."? Those who focus on the obstacles never see the goal. 3. No. I am not a Libertarian, but I am an individualist. I'm certainly not a Democrat or Republican. I support the Constitution and the political ideals of our Founding Fathers, but I'm not a Constitutionalist - to much church and state. 4. Are you saying I'm right-wing or you are?

Am I being scammed now that the job is almost done? I bid on a roofing job. I think I bid it really cheap. I only bid 40 off per sq and 45 on with an extra $280.00 for disposal and gas fee's. Homeowner bought all materials. So we are talking $3000.00 on a 32 sq ft home. Here is the thing, some ins company's around here hold part of your money until repairs are complete and shown. Their insurance company is holding $2500.00, however they had siding damage to and that they are not repairing. They also didn't want their gutters replace and so we didn't even bid it. Now a member of their family is asking why we didn't replace the facia (I said because that is siding work, and why would we replace that if they didn't want their gutters done). I said u seen our bid, if you wanted changes done before we started then you should have mentioned it. They now say they don't think they will get their full $2500.00 from insurance holdings cause these repairs were not made and make it out to be our fault. Why would this be my fault. I already gave them a huge huge discount on the roofing job. Around here the average is 55 off and 65-70 on not including disposal fee's. What do I do if they blame me for this and hold back part of my money? Some it look like a small claims thing? One more thing, when I gave them all the material lists, the husband went to pick them up before the price of shingles went up. I had the codes and everything wrote down. He picked up almost everything wrong except the tar paper. He picked up buckets of nails instead of nail gun nails, he picked up 3 tab shingles instead of heritage. He didn't pick up his roof vents, valley, or boots (so we call them). I had to make special trips into town to pick up an exchange all this stuff but I'm still getting the shaft for not replacing the facia. What gives. I thought I was trying to be nice here but now I'm feeling taken advantage of. Any 3rd party view on this would b greatly appreciated. We only have 9 sq to finish laying shingles on. It's already torn off. We are only a 2 woman team. Thanks Everyone. I did draw up a contract. So I am protected in that area. Oh one more thing, I'm not asking for compensation for the extra miles I had to travel for the exchange. I was just pointing out what I've done for them. I know it was a small loss on my part but wasn't going to make a big deal about it and still don't plan on it. Was just trying to tell the whole story is all.

Do you think immigrants (illegal) should get EQUAL rights as American citizens? First lets look at contributions...tax wise, we american citizens (native or temporary) pay taxes and dump are share into the crack pot system we live in LOL Money circulation wise, we legal citizens also use that money earned within the country which keeps the dollar pushing forward. Lastly, we also have some kind of loyalty to this country. we might hate, not like some things but wouldn't want to live anywhere else. Lets compare it to how illegals contribute to our system... they do not pay taxes (sales tax hardly applies, though it does count for something), they usually have the family they left in Mexico (other wife and kids) to which they send at least a quarter of their money to...and lastly, a lot of them hate this country so much that they would rather raise the Mexican flag rather than the american. A lot of them still angered by the fact that California was once Mexico...as having hispanic heritage myself i can honestly say im glad its not. I understand that the legal papers are pretty much handed to chinese, cubans, and many other internationals that come over illegally, yet they give any who come from Mexico a hard time about it...why the hypocracy? Oh yeah, and we cant forget about the lack of any type of papers to have insurance, licenses to drive...and yet we are supposed to pay their way for health insurance, government aid and any other privaledge most legal Americans can never qualify for? How is that fair to those who actually have contributed to this country for years...Now that is not Equal, what US American citizens...where are our equal rights? Flags were and still are...WAR BANNERS!!! Territory claims, gang colors, etc. As for saying its okay to wave the confederate flag...it was the war banner of those who wanted and thought they were above certain other types of people and wanted to keep their slaves. Its no different than the nazi flag. funny how no one commented on how they end up with 2 wives LOL and how is it okay to support criminal acts...would you be okay with someone breaking into your house and taking all your stuff and just say, "oh its okay, I guess they really deserve it." A criminal act is a criminal act...quite being dellusional...Apparently some of you never heard of Welfare, MediCal, and section 8 housing...most of these people are those who never want to better themselves...I dont qualify and many others that tried who just wanted a way to get help to improve their lives...like a stepping stool as opposed to a constant income... Obama needs to realize that he will be a hypocrit if he gives 100% amnesty...He claims to be trying to IMPROVE our current economical slump, but if MORE of the budget money goes to those on support programs, it will increase the defecit by a great margin...which will make the economic situation worse...how will that help...?

Senator Grassley views Obama-Care as UN-Constitutional agree or disagree? "When you have a public option, the Heritage Foundation said, all these people are going to opt out and go into the government plan because the government's not a competitor, it's a predator," Grassley warned. "When you do that you're going to move into an area where pretty soon everybody's in the government-run plan, and pretty soon you have what they have in Canada — a government-run plan with no choice, with rationing." Grassley explained why he opposed the Finance Committee bill. "First of all, it takes $404 billion out of Medicare, and you want to remember that Medicare is in bad shape anyway. So why would you take that money and put it into a new government entitlement program? "Secondly, this is the first time in the 225-year history of our country that we have forced you as a constituent to buy a product. You've been free to buy or not to buy, but now for the first time you're going to have to buy health insurance. And if you don't buy it, the IRS is going to tax the family $1,500." As to whether this provision is constitutional, Grassley said: "I'm not a lawyer but I've listened to some lawyers speak on this. I don't think we've ever had this issue before of having to buy something, and a lot of constitutional lawyers are saying it is unconstitutional, or at least a violation of the Tenth Amendment." That amendment provides that powers not granted to the federal government nor prohibited to the states "are reserved to the states respectively, or to the people." spaceman its a plain fact that Democrats have taken far more contributions from the insurance industry, the AMA and from lawyers . So who are you to say that Grassley represents the insurance industry ? spaceman its a plain fact that Democrats have taken far more contributions from the insurance industry, the AMA and from lawyers . So who are you to say that Grassley represents the insurance industry ? spaceman its a plain fact that Democrats have taken far more contributions from the insurance industry, the AMA and from lawyers . So who are you to say that Grassley represents the insurance industry ?

how do two educated professionals get jobs? I an an Accountant with many great references and certifications that owned my own business in Atlanta. My other half is an IT Architect with a Masters and also a lot of experience and certifications. He too owns his own business. He was offered an 18 month contract outside Philadelphia that was worth a good some of money and hopefully an even longer contract to follow. I moved with him hoping to either find new clients in Philly area, or go back into corporate America. I have found no work nor clients, and get a feeling that since I am a "Southern Belle" I get less respect for my many accomplishments, as there is clearly a feeling of superiority among "yankees" here. Due to the downturn in the economy, the 18 month contract was cancelled in 3 1/2, and to sue for the contract balance would cost more then we can afford. As both of us were self employed, we do not qualify for unemployment, so have no money coming in and are going thru savings quickly. When I see unemployment figures announced, I think "not including those of us in this situation", which increases those figures substantially - or even those whose benefits have now run out. I have applied with temp agencies (too overqualified for warehouse work or office work!) and send out resumes to all possible jobs in a 45 mile radius. He has had the same problem, but there seem to be even less IT positions, and he keeps getting technical interviews via phone (3 now) from interviewers of Indian origin, with heavy accents - one who called on his cell phone on his drive into work! Are we being punished for our Southern Heritage? I went to school in Philly and grew up in North Jersey before moving to Atlanta for 20 years, he went to undergrad in Colorado then Masters at Columbia before his move south. So, we are truly Yankees though our accents may have changed a bit. Are we being discriminated against? Are we just unlucky? We have the credentials and then some - but I have now been 1 of 2 final candidates twice, and both times the other candidate chosen. I got so desperate I applied for both cashier and customer service at Target - and was again turned down! Any ideas on what to do? We are watching everything we worked for dwindle away, and I am falling into a true funk/depression. We also had to cancel our $600/mo health insurance, so now have to pray nothing happens physically as well. Who else is in same situation, what are you doing about it, and anyone else have advice/suggestions? We worked hard all our lives, were taught well by our parents (my grandparents immigrated from Poland through Ellis Island in the late 30's, his Maternal Grandparents from Italy, his father from Greece) and they worked hard to make it and provide us with good lives. We took those lessons and used them in our lives. We planned on starting a family about 2 years ago, had trouble getting pregnant, I am now 40, he 41, and we are not going to try now while we have no $ coming in, and when we do, it may be biologically too late. We are not against adoption at all, but that may be a long time coming as well. What is this hard working, moral, ethical couple to do to save everything they worked so hard to build? Any/all advice would be appreciated. Thanks y'all!

22 and had 32 sex partners so far? I think im an addict/ should this be a secret? am i alone? HELP? Please do not tell me what i should have done to remain a virgin... I know good and well .i lost my virginity it at 14 1/2 after sept 11 to be exact... lot of things contributed... bad advice, fear of the world ending and it not being something i experienced, and low self-esteem. later i lost both of my parents a year apart of each other. I try to stop but i do it for the false companionship.... sometimes i try to keep one partner to cut down on the numbers but i lose interest quick and find another. I have been hurt by many of them and only 5 meant anything to me. I do it to releave stress but i do get depressed and regret it but i cant seem to say no.. i day dream about sex and notice that one of the first things i do when i meet a guy is judge on how good it would feel to be with them sexually. I've had only 2 longterm relationships... and very faithful but when im not in a relationship i cant control myself * telling myself it isnt right.. i am worth more ... etc. does not work trust i am about to be an insurance agent. Im an orphan who takes care of my younger sis and her daughter and live in a townhouse. get paid nicely. am very beautiful and talented. But i cannot control my impulse to have sex! and i wanna stress impulse because i really think that i do it just to do it. I wanna be loved having no parents leaves a big emotional gap and i wanna fill it but how can i do that if i cant resist sleeping with someone before i get them to really know me. I again wanna say i dont think i have low self esteem i just really cant say no to sexual situations and i sometimes create them... I should get help right? am i alone? * My parents know i was not a virgin i told them.. we were very close yes they wer disappointed. but bottomline was they were there for me. IMy father did tell me that i need to be careful that a sexual addiction runs in the family( i actually have an uncle with 26 kids/ 6 being from his current wife) could this be what is happening. is this a part of my heritage or did his words subconsciously stay in my mind and trigger this behaviour lmao not a fear of the world ending! when i lost it.. that was one of the reasons .. seems dumb but i was still a child:(

If Obamacare is so great, then why does it contain 18 different tax increases? http://www.heritage.org/research/reports/2011/01/obamacare-and-new-taxes-destroying-jobs-and-the-economy Table of all tax increases http://www.heritage.org/research/reports/2011/01/~/media/Images/Reports/2011/01/wm3100_table1_750px.ashx http://www.atr.org/comprehensive-list-tax-hikes-obamacare-a5758# PPACA[2] contains 18 separate tax increases that will cost taxpayers $503 billion between 2010 and 2019.[3] Three major tax hikes make up nearly half of the new revenue raised by PPACA: 1. Section 1401 imposes a 40 percent excise tax on “Cadillac” health insurance plans. This new tax will apply to health plans valued in excess of $10,200 for individuals and $27,500 for families. Those thresholds will grow annually by inflation plus 1 percent. The tax takes effect in 2018 and is projected to raise $32 billion by 2019. 2. Section 1411 increases the Medicare Hospital Insurance (HI) portion of the payroll tax. This provision will increase the employee’s portion from 1.45 percent to 2.35 percent for families making more than $250,000 a year (and for individuals making more than $200,000). Combined with the employer’s portion, the total rate will be 3.8 percent on every dollar of income over $250,000 when the tax hike takes effect in 2013. 3. Section 1411 also imposes a new payroll tax on investment. This tax provision applies the new higher 3.8 percent Medicare tax to investment income—including capital gains, dividends, rents, and royalties—and is scheduled to become effective in 2013. Together, the Medicare tax hikes will raise $210 billion between 2013 and 2019. Impact As a result, the tax hikes in PPACA will slow economic growth, reduce employment, and suppress wages. These economy-slowing policies could not come at a worse time. PPACA tax increases will impede an already staggering recovery. They Will Slow Economic Growth and Destroy Jobs . Taxes transfer money from productive private hands to the less efficient public sector. A politicized allocation is less efficient than market-based allocation because political decisions do not consider the highest-value use of resources, while the private sector considers such issues and therefore does a better job of assigning resources where they will contribute the most to economic growth. They Will Discourage Work and Savings. Congress must levy high tax rates to take more Americans’ money, and this has a number of negative implications. Higher tax rates decrease the incentives for individuals to work and save more, both of which are essential for economic growth. Additionally, high rates discourage individuals from working harder and saving larger portions of what they earn. Combined, these two effects impede economic growth and reduce the number of jobs that businesses would have created had tax rates been lower. They Will Not Reduce Deficits. Higher taxes never close budget deficits because, in the short run, Congress will spend all of the extra revenue it receives from higher taxes. Congress always spends every dollar of tax revenue it raises and however much it can borrow from credit markets. In the long run, the extra revenue will dissipate as individuals adjust their behavior to minimize their tax liability. The only way to close deficits is to cut spending and align it with how much revenue the tax code typically raises

Need help translate english to spanish? Who can help me translate this page to spanish? I need it for today. Thank you so much You are invited to join us next Thursday, November 13, for our 9th annual heritage Night. We will be celebrating our diversity with a PTA meeting at 6:30 p.m., followed by a parade of nations (over 50 represented in our student population), and a testing experience featuring foods from 5 continents. We look forward to seeing you. Please wear clothing native to your country of origin. Children who want to participate in the parade of Nations must be in native costume and have a signed permission slip on file with us at school before Thursday evening. See you Nov. 13 at Heritage night. Additional activities that are being held for our community: Saturday, Nov. 22: The PTA will sponsor a community flu clinic. It will be here at school in the gym. You can come to get your flu shot. The organization providing the vaccine accepts insurance and Medicaid. Be sure to bring your insurance card as there will be a charge for the vaccine. The flu shot clinic is being held from 9 until Noon. On Nov. 22, from 10a.m. until 3p.m. the police department in conjunction with GMM Automotive will sponsor a child safety and I.D. event for children from 3 to 7 years old.. Safe Assured will be making videos, recording electronic fingerprints, and making voice prints to give to parents in the event their child is abducted. This is a free service to our families.

We are all sons of immigrants... aren't we? "Not like the brazen giant of Greek fame, With conquering limbs astride from land to land; Here at our sea-washed, sunset gates shall stand A mighty woman with a torch, whose flame Is the imprisoned lightning, and her name Mother of Exiles. From her beacon-hand Glows world-wide welcome; her mild eyes command The air-bridged harbor that twin cities frame. "Keep, ancient lands, your storied pomp!" cries she With silent lips. "Give me your tired, your poor, Your huddled masses yearning to breathe free, The wretched refuse of your teeming shore. Send these, the homeless, tempest-tost to me, I lift my lamp beside the golden door!" To me this represents what America is all about... A great nation, welcoming those willing pour blood, sweat and tears into a better future... For their families, for their community, for their country. I am the daughter of an Immigrant, and so is everyone... The weirdest thing people do is to assume that they are all from Mexico... My mother was born in Uruguay. She decided to come to America when she found out she was pregnant with me. She worked two jobs. She paid for EVERY THING I NEEDED. Paid for our hospital bills, our food, our rent, our heat. She always made donations to my school by buying extra pencils, notebooks, tools, books, the works, for me to bring to class and share with those who didn't have those things... She always donated clothes we didn't need instead of throwing them away. She always threw what little change she had into the collection basket at the door of our supermarket (the local church was always raising money for a different cause). She said that America was our home, and in our home most people spoke english, so she asked me to teach her little by little our home's language... but still remember her roots, and her spanish heritage. We never had food stamps, or welfare or Access cards... She taught me to be kind to people, and it would be returned to me... SHE WAS AN ILLEGAL IMMIGRANT THE WHOLE TIME SHE WAS HERE... 23 YEARS. I, as her daughter, could have made her legal, but she said that there was no need, because if we were good people and respected their laws, they wouldn't send her back... How naive, she was... A few years ago, an aneurysm she had in her aorta exploded. She barely survived the surgery. Illegal immigrants are not allowed to purchase insurance, and because she had no insurance, all the hospital had to do was stabilize her and send her home. I begged them to keep her, I didn't need to be a doctor to know she wouldn't survive at home... The doctor said "the rules are the rules"... She died a couple of days later... in the emergency room. Do you think it's fare to put everyone in the same basket? Do you think all immigrants are evil? To all those "Americans" out there, who hate them because they say this is their country and no one else is allowed here but them, I would ask you to trace your ancestors and tell me you are not the son of an immigrant. You, me, we are able to call ourselves citizens of this great country THANKS TO MY MOM, YOUR GRANDFATHER, WE OWE IT TO THEM. Would you tell your forefathers they are not welcome here because they were born somewhere else? I don't think so... Yes, a lot of them are here illegally, but that's only because they are not given a chance to change that status. Don't you think it would be right to give these people the chance to earn the right to be here? Can't they come up with some kind of eligibility plan for those who have the same intentions as the ones who came through Ellis Island?

Does Obama have everyone in the nation fooled? Obama's 95% Illusion It depends on what the meaning of 'tax cut' is. One of Barack Obama's most potent campaign claims is that he'll cut taxes for no less than 95% of "working families." He's even promising to cut taxes enough that the government's tax share of GDP will be no more than 18.2% -- which is lower than it is today. AP It's a clever pitch, because it lets him pose as a middle-class tax cutter while disguising that he's also proposing one of the largest tax increases ever on the other 5%. But how does he conjure this miracle, especially since more than a third of all Americans already pay no income taxes at all? There are several sleights of hand, but the most creative is to redefine the meaning of "tax cut." For the Obama Democrats, a tax cut is no longer letting you keep more of what you earn. In their lexicon, a tax cut includes tens of billions of dollars in government handouts that are disguised by the phrase "tax credit." Mr. Obama is proposing to create or expand no fewer than seven such credits for individuals: - A $500 tax credit ($1,000 a couple) to "make work pay" that phases out at income of $75,000 for individuals and $150,000 per couple. - A $4,000 tax credit for college tuition. - A 10% mortgage interest tax credit (on top of the existing mortgage interest deduction and other housing subsidies). - A "savings" tax credit of 50% up to $1,000. - An expansion of the earned-income tax credit that would allow single workers to receive as much as $555 a year, up from $175 now, and give these workers up to $1,110 if they are paying child support. - A child care credit of 50% up to $6,000 of expenses a year. - A "clean car" tax credit of up to $7,000 on the purchase of certain vehicles. Here's the political catch. All but the clean car credit would be "refundable," which is Washington-speak for the fact that you can receive these checks even if you have no income-tax liability. In other words, they are an income transfer -- a federal check -- from taxpayers to nontaxpayers. Once upon a time we called this "welfare," or in George McGovern's 1972 campaign a "Demogrant." Mr. Obama's genius is to call it a tax cut. The Tax Foundation estimates that under the Obama plan 63 million Americans, or 44% of all tax filers, would have no income tax liability and most of those would get a check from the IRS each year. The Heritage Foundation's Center for Data Analysis estimates that by 2011, under the Obama plan, an additional 10 million filers would pay zero taxes while cashing checks from the IRS. The total annual expenditures on refundable "tax credits" would rise over the next 10 years by $647 billion to $1.054 trillion, according to the Tax Policy Center. This means that the tax-credit welfare state would soon cost four times actual cash welfare. By redefining such income payments as "tax credits," the Obama campaign also redefines them away as a tax share of GDP. Presto, the federal tax burden looks much smaller than it really is. The political left defends "refundability" on grounds that these payments help to offset the payroll tax. And that was at least plausible when the only major refundable credit was the earned-income tax credit. Taken together, however, these tax credit payments would exceed payroll levies for most low-income workers. It is also true that John McCain proposes a refundable tax credit -- his $5,000 to help individuals buy health insurance. We've written before that we prefer a tax deduction for individual health care, rather than a credit. But the big difference with Mr. Obama is that Mr. McCain's proposal replaces the tax subsidy for employer-sponsored health insurance that individuals don't now receive if they buy on their own. It merely changes the nature of the tax subsidy; it doesn't create a new one. There's another catch: Because Mr. Obama's tax credits are phased out as incomes rise, they impose a huge "marginal" tax rate increase on low-income workers. The marginal tax rate refers to the rate on the next dollar of income earned. As the nearby chart illustrates, the marginal rate for millions of low- and middle-income workers would spike as they earn more income. Some families with an income of $40,000 could lose up to 40 cents in vanishing credits for every additional dollar earned from working overtime or taking a new job. As public policy, this is contradictory. The tax credits are sold in the name of "making work pay," but in practice they can be a disincentive to working harder, especially if you're a lower-income couple getting raises of $1,000 or $2,000 a year. One mystery -- among many -- of the McCain campaign is why it has allowed Mr. Obama's 95% illusion to go unanswered. http://online.wsj.com/article/SB122385651698727257.html

Mccain vs. Barack? otherwords experience vs. inexpeirence?a talker vs. a doer? which one and why? i personally think it is time to close our borders to illegals McCain Tax Cut Plan John McCain believes taxes should be low, simple, and fair and has a track record of commitment to these principles. Read More Government Spending, Lower Taxes and Economic Prosperity America's economic progress requires that the federal government abide by the same standards of common sense and fiscal restraint as hardworking families. Read More Straight Talk on Health System Reform John McCain is willing to address the fundamental problem: the rapidly rising cost of U.S. health care. Bringing costs under control is the only way to stop the erosion of affordable health insurance, save Medicare and Medicaid, protect private health benefits for retirees, and allow our companies to effectively compete around the world. Read More Human Dignity & the Sanctity of Life During more than five years as a POW in Vietnam, John McCain experienced the worst assaults on human dignity imaginable. Yet each day he also saw in his fellow prisoners the power of human compassion and the will to prevail against unimaginable evil. It is this experience, and a life dedicated to public service, that has imbued in John McCain a fundamental commitment to the protection of human dignity that will shape his presidency. Read More Lobbying & Ethics Reform John McCain believes that a government "of the people, by the people, and for the people" must remain ever faithful to that noble charge. America needs leadership devoted to the public interest, not the special interest, and a government that fulfills its duties with unfailing integrity, accountability, and common sense. Those who serve in positions of public trust have a patriotic duty to serve the national interest with integrity and accountability, to conduct ourselves in a manner worthy of the people we are privileged to serve, and to devote ourselves to America's agenda, not that of narrow special interests. Read More Strategy for Victory in Iraq John McCain believes that we must not fail in Iraq. Succeeding in the cause of helping the Iraqi people build a stable, secure, representative state is essential to achieving an enduring peace in a region of the world central to American prosperity and national security. Failure in Iraq will endanger America for generations to come. America has a vital interest in a secure, democratic Iraq, at peace with its neighbors, to help stabilize a dangerous and critical region. Read More Border Security & Immigration Reform I have always believed that our border must be secure and that the federal government has utterly failed in its responsibility to ensure that it is secure. If we have learned anything from the recent immigration debate, it is that Americans have little trust that their government will honor a pledge to do the things necessary to make the border secure. Read More Commitment To America's Service Members: Past And Present America owes its liberty, its prosperity, and its future to our veterans who have dedicated their lives to protecting our great country. John McCain has fought to honor our national commitment to our veterans who have given their careers and livelihoods to ensuring our freedom. He believes we must provide for service members and their families while they serve, we must help those who return from combat to adjust to civilian life, and we must honor and never forget the service of those who do not return. Read More National Security The most sacred responsibility vested in a president - the commander in chief - is to "preserve and protect" American citizens. John McCain has the necessary vision and unrivaled experience to command the United States armed forces and adapt our nation's defenses to the demands of a changing and dangerous world. Read More Stewards of Our Nation's Rich Natural Heritage John McCain has a proud record of common sense stewardship. Along with his commitment to clean air and water, and to conserving open space, he has been a leader on the issue of global warming with the courage to call the nation to action on an issue we can no longer afford to ignore. Read More Protecting Second Amendment Rights John McCain believes that the right of law abiding citizens to keep and bear arms is a fundamental, individual Constitutional right that we have a sacred duty to protect. We have a responsibility to ensure that criminals who violate the law are prosecuted to the fullest, rather than restricting the rights of law abiding citizens. Gun control is a proven failure in fighting crime. Law abiding citizens should not be asked to give up their rights because of criminals - criminals who ignore gun control laws anyway. Read More

0bama is less popular than George W. Bush. What do think of that libs? FROM TODAY'S WALL STREET JOURNAL: On Tuesday, Gallup showed Mr. Obama’s personal approval was 55%, down from more than 60% a few weeks ago and lower than the 56% George W. Bush had at this point in his first term. The polls are crumbling because of a flood of bad news about Mr. Obama’s health-care proposals. One batch of such news came from a July 17 study by the Lewin Group that was commissioned by the Heritage Foundation. It projects that if the House bill becomes law, 83.4 million people—nearly half of those with private coverage—will lose private insurance as employers drop their plans. Mr. Obama’s promise that you can keep your plan is being left on the cutting room floor with nary a peep from the president. l Another batch of bad news came this week as Democratic governors from Colorado, Tennessee, New Mexico and Washington joined GOP colleagues at the National Governors Association summer meeting to blast the administration for plans to shift millions of families into Medicaid. That could stick states with $440 billion in new costs over the next decade. The poll is from Gallup, not Heritage. Read a little more closely you may learn something.

If Obamacare is so great, then why does it contain 18 different tax increases? http://www.heritage.org/research/reports/2011/01/obamacare-and-new-taxes-destroying-jobs-and-the-economy http://www.heritage.org/research/reports/2011/01/~/media/Images/Reports/2011/01/wm3100_table1_750px.ashx PPACA[2] contains 18 separate tax increases that will cost taxpayers $503 billion between 2010 and 2019.[3] Three major tax hikes make up nearly half of the new revenue raised by PPACA: 1. Section 1401 imposes a 40 percent excise tax on “Cadillac” health insurance plans. This new tax will apply to health plans valued in excess of $10,200 for individuals and $27,500 for families. Those thresholds will grow annually by inflation plus 1 percent. The tax takes effect in 2018 and is projected to raise $32 billion by 2019. 2. Section 1411 increases the Medicare Hospital Insurance (HI) portion of the payroll tax. This provision will increase the employee’s portion from 1.45 percent to 2.35 percent for families making more than $250,000 a year (and for individuals making more than $200,000). Combined with the employer’s portion, the total rate will be 3.8 percent on every dollar of income over $250,000 when the tax hike takes effect in 2013. 3. Section 1411 also imposes a new payroll tax on investment. This tax provision applies the new higher 3.8 percent Medicare tax to investment income—including capital gains, dividends, rents, and royalties—and is scheduled to become effective in 2013. Together, the Medicare tax hikes will raise $210 billion between 2013 and 2019. Impact As a result, the tax hikes in PPACA will slow economic growth, reduce employment, and suppress wages. These economy-slowing policies could not come at a worse time. PPACA tax increases will impede an already staggering recovery. They Will Slow Economic Growth and Destroy Jobs . Taxes transfer money from productive private hands to the less efficient public sector. A politicized allocation is less efficient than market-based allocation because political decisions do not consider the highest-value use of resources, while the private sector considers such issues and therefore does a better job of assigning resources where they will contribute the most to economic growth. They Will Discourage Work and Savings. Congress must levy high tax rates to take more Americans’ money, and this has a number of negative implications. Higher tax rates decrease the incentives for individuals to work and save more, both of which are essential for economic growth. Additionally, high rates discourage individuals from working harder and saving larger portions of what they earn. Combined, these two effects impede economic growth and reduce the number of jobs that businesses would have created had tax rates been lower. They Will Not Reduce Deficits. Higher taxes never close budget deficits because, in the short run, Congress will spend all of the extra revenue it receives from higher taxes. Congress always spends every dollar of tax revenue it raises and however much it can borrow from credit markets. In the long run, the extra revenue will dissipate as individuals adjust their behavior to minimize their tax liability. The only way to close deficits is to cut spending and align it with how much revenue the tax code typically raises.

Sibling with ADHD, has no health insurance and is driving me nuts! Help? Ok my brother is going to be in his mid' 30s and I can't stand to be around him. He has to be the center of attention at all times, interrupts conversations so he's included, talks about his meaningless job like it's a prize career, overlooks his heritage (thinks he only has one when there's a few), does not like being corrected, only hears what he wants to hear, and thinks he's entitled to all my friends (dating privileges) and forces himself on my friends like they owe him. Even if my friends were to tell him- "I don't want to date you because I am in a relationship" he makes them choose and gets mad when they don't choose him. Long story short - he needs something, help, medicine, anything because he is hurting me and my family. He has no health insurance and doesn't take advice so I'm at loss for words. Any advice? Jennifer- he does fight with my parents, he refuses to move out of their house. I do not live with my parents. He's an alcoholic, drives drunk and puts other people at risk including himself. He badgers my friends and they repeatedly tell him how they feel and he refuses to listen. He lives in his own world and just thinks we (the family) should cater to his needs. I know there's been a dozen times he was suppose to help my dad out and just leaves or makes excuses to not be there. He lies constantly to get his way. It's not that nobody doesn't want to do anything about it- it's just nobody knows WHAT to do. I know my parents would not take this into legal matters because it's obviously a psychological problem. Thank you for your advice but that is not the solution, I think you got the wrong idea entirely.

the bloated welfare states of France and Sweden have lower corporate rates and generally better corporate tax? Now that recession-warning lights have begun to blink, Democrats should give tax hikes a rest. As tax-happy Democrats might have noticed, the stock market resembles a kindergartner on a swing set: half-giddy, half-scared, and hyperactive. Meanwhile, payrolls sagged by 4,000 positions last month. Not since August 2003 has America created no new jobs. Fifty-two economists in September 13’s Wall Street Journal offered a 36-percent average probability of recession by next September, up from 28-percent in August. Oil hit $81.93 per-barrel Wednesday — hardly good news. And the tumultuous home-mortgage industry suffered 243,497 foreclosure listings last month, up 115-percent versus August 2006, RealtyTrac.com reports. This mess triggered 12,000 layoffs, just at lender Countrywide Financial Corp. To prevent tight credit from suffocating the economy, the Federal Reserve Board Tuesday hastily administered a 0.5-percent federal-funds-rate reduction. Amid these worrisome omens and genuine human suffering, the last thing America needs is for congressional Democrats to stuff a pillow over the economy’s face. But they can’t control themselves. “Through 2012, the Democratic Congress’ new budget raises taxes $217 billion,” the National Taxpayers Union’s Pete Sepp calculates. “If no surpluses appear that year, another $175.5 billion tax hike automatically kicks in.” This $392.5 billion includes a halving of the per-child tax credit, restoration of the marriage penalty, a 50-percent leap in the low-income tax bracket (10-percent under Republicans; 15-percent under Democrats), and the resurrection of the Death Tax — from 0 to 55-percent. After August’s tragic Minneapolis bridge collapse, House Transportation chairman James Oberstar (D., Minn.) proposed a “temporary” nickel-a-gallon federal gasoline-tax increase. Never mind that existing gas-tax revenues vanish into narcissistic pork projects rather than urgent infrastructure repairs. Such a tax hike would “cost American motorists an estimated $25 billion over the next three years,” NTU reckons. Democrats cannot plea that soaring deficits require tax hikes to absorb red ink. Indeed, the federal budget gap narrowed from $413 billion in 2004 to $158 billion today, proving that the best deficit medicine nearly always is to limit taxes and consequently unleash American enterprise. A thinner federal slice of a bigger economic pie usually yields revenues exceeding pre-tax-cut levels. Federal receipts have zoomed 7-percent this year. “The tax cuts are working exactly as intended,” Heritage Foundation analyst Brian Riedl argues. “Lower tax rates have increased the incentives to work, save, and invest, and as a result, the economy has grown faster than expected.” He adds: “Concerns that the Bush tax cuts would lead to a long-term shortfall of government revenues have proven false …Tax revenues in 2007 are now estimated to be $70 billion above the level projected even before the 2003 tax cuts. In other words, tax revenues are now above their pre-tax cut baseline.” Democrats cannot deny what happened after President Bush and Capitol Hill Republicans slashed maximum capital-gains taxes from 18 to 15-percent in 2003. Rather than dwindle $5.37 billion between 2003 and 2006, as the congressional Joint Tax Committee’s antique, static-analysis model wrongly predicted, revenues actually advanced $53 billion. Foreign economic ministers understand these lessons and are lowering taxes as if Franklin Roosevelt never lived and Ronald Reagan never died. “Sweden and Russia last year eliminated their estate taxes because they said the tax was economically counterproductive,” economist Stephen Moore wrote in the August 31 Wall Street Journal. “In Germany under Chancellor Angela Merkel, the corporate tax rate has been reduced to less than 30 percent from 39-percent.” Poland recently chopped its business tax from 27-percent to 19. Even Hanoi gets it! Thanks to corporate-tax relief, “the business environment will become more and more attractive, resulting in increased investment,” Vietnamese tax chief Nguyen Van Ninh told Moore. While America’s corporate tax levitates at 35-percent, seven European Union nations have lowered business levies this year. The EU-average corporate tax is 24.2-percent. “Further corporate tax rate cuts are being implemented in Germany, Estonia, Spain, and the United Kingdom, and rate cuts are being discussed in the Czech Republic and France,” observes Cato Institute senior fellow Dan Mitchell. “Even the bloated welfare states of France and Sweden have lower corporate rates and generally better corporate tax systems than America.” Democrats thus resist global pro-market trends, even among progressive governments long on social solidarity and short on “reckless cowboyism.” But, for most Democrats, these facts and numbers are irrelevant. Taxes are not about merely funding vital government duties and basic public services. They are meant to punish the wealthy, “correct” personal behavior, and distribute universal largesse. Thus, Democrats itch to raise taxes on highly lucrative private-equity partnerships, from 15 to 35-percent. True to form, the Democratic Senate voted in August to hike cigarette taxes 156 percent, from 39 cents to $1 per pack. This would ignite a massive explosion in the State Child Health Insurance Program. The Democratic House extended government medicine to kids in families of four earning quadruple the Federal Poverty Line, or $82,600 — twice today’s threshold. The House also redefined “child” as an eligible boy or girl …up to age 25. While America’s economy clings from a ledge, Democrats dance on its fingertips. When the donkey party promises “change,” it delivers — good and hard.

Racism In America (Chapter1 Of my book)? let me know what you think i am going to let yo guys read some of my book Racism In America let me know your thought if i need to make changes i make some changes. Racism In America Written by:Jason Taylor There is surely no nation in the world that holds "racism" in greater horror than does the United States. Compared to other kinds of offenses, it is thought to be somehow more reprehensible. The press and public have become so used to tales of murder, rape, robbery, and arson, that any but the most spectacular crimes are shrugged off as part of the inevitable texture of American life. "Racism" is never shrugged off. For example, when a White Georgetown Law School student reported earlier this year that black students are not as qualified as White students, it set off a booming, national controversy about "racism." If the student had merely murdered someone he would have attracted far less attention and criticism. Racism is, indeed, the national obsession. Universities are on full alert for it, newspapers and politicians denounce it, churches preach against it, America is said to be racked with it, but just what is racism? Dictionaries are not much help in understanding what is meant by the word. They usually define it as the belief that one's own ethnic stock is superior to others, or as the belief that culture and behavior are rooted in race. When Americans speak of racism they mean a great deal more than this. Nevertheless, the dictionary definition of racism is a clue to understanding what Americans do mean. A peculiarly American meaning derives from the current dogma that all ethnic stocks are equal. Despite clear evidence to the contrary, all races have been declared to be equally talented and hard- working, and anyone who questions the dogma is thought to be not merely wrong but evil. The dogma has logical consequences that are profoundly important. If blacks, for example, are equal to Whites in every way, what accounts for their poverty, criminality, and dissipation? Since any theory of racial differences has been outlawed, the only possible explanation for black failure is White racism. And since blacks are markedly poor, crime-prone, and dissipated, America must be racked with pervasive racism. Nothing else could be keeping them in such an abject state. All public discourse on race today is locked into this rigid logic. Any explanation for black failure that does not depend on White wickedness threatens to veer off into the forbidden territory of racial differences. Thus, even if today's Whites can find in their hearts no desire to oppress blacks, yesterday's Whites must have oppressed them. If Whites do not consciously oppress blacks, they must oppress them Unconsciously. If no obviously racist individuals can be identified, then societal institutions must be racist. Or, since blacks are failing so terribly in America, there simply must be millions of White people we do not know about, who are working day and night to keep blacks in misery. The dogma of racial equality leaves no room for an explanation of black failure that is not, in some fashion, an indictment of White people. The logical consequences of this are clear. Since we are required to believe that the only explanation for non-White failure is White racism, every time a non-White is poor, commits a crime, goes on welfare, or takes drugs, White society stands accused of yet another act of racism. All failure or misbehavior by non-Whites is standing proof that White society is riddled with hatred and bigotry. For precisely so long as non-Whites fail to succeed in life at exactly the same level as Whites, Whites will be, by definition, thwarting and oppressing them. This obligatory pattern of thinking leads to strange conclusions. First of all, racism is a sin that is thought to be committed almost exclusively by White people. Indeed, a black congressman from Chicago, Gus Savage, and Coleman Young, the black mayor of Detroit, have argued that only White people can be racist. Likewise, in 1987, the affirmative action officer of the State Insurance Fund of New York issued a company pamphlet in which she explained that all Whites are racist and that only Whites can be racist. How else could the plight of blacks be explained without flirting with the possibility of racial inequality? Although some blacks and liberal Whites concede that non-Whites can, perhaps, be racist, they invariably add that non-Whites have been forced into it as self-defense because of centuries of White oppression. What appears to be non-White racism is so understandable and forgivable that it hardly deserves the name. Thus, whether or not an act is called racism depends on the race of the racist. What would surely be called racism when done by Whites is thought to be normal when done by anyone else. The reverse is also true. Examples of this sort of double standard are so common, it is almost tedious to list them: When a White man kills a black man and uses the word "nigger" while doing so, there is an enormous media uproar and the nation beats its collective breast; when members of the black Yahweh cult carry out ritual murders of random Whites, the media are silent (see AR of March, 1991). College campuses forbid pejorative statements about non-Whites as "racist," but ignore scurrilous attacks on Whites. At election time, if 60 percent of the White voters vote for a White candidate, and 95 percent of the black voters vote for the black opponent, it is Whites who are accused of racial bias. There are 107 "historically black" colleges, whose fundamental blackness must be preserved in the name of diversity, but all historically White colleges must be forcibly integrated in the name of... the same thing. To resist would be racist. "Black pride" is said to be a wonderful and worthy thing, but anything that could be construed as an expression of White pride is a form of hatred. It is perfectly natural for third-world immigrants to expect school instruction and driver's tests in their own languages, whereas for native Americans to ask them to learn English is racist. Blatant anti-White prejudice, in the form of affirmative action, is now the law of the land. Anything remotely like affirmative action, if practiced in favor of Whites, would be attacked as despicable favoritism. All across the country, black, Hispanic, and Asian clubs and caucuses are thought to be fine expressions of ethnic solidarity, but any club or association expressly for Whites is by definition racist. The National Association for the Advancement of Colored People (NAACP) campaigns openly for black advantage but is a respected "civil rights" organization. The National Association for the Advancement of White People (NAAWP) campaigns merely for equal treatment of all races, but is said to be viciously racist. At a few college campuses, students opposed to affirmative action have set up student unions for Whites, analogous to those for blacks, Hispanics, etc, and have been roundly condemned as racists. Recently, when the White students at Lowell High School in San Francisco found themselves to be a minority, they asked for a racially exclusive club like the ones that non-Whites have. They were turned down in horror. Indeed, in America today, any club not specifically formed to be a White enclave but whose members simply happen all to be White is branded as racist. Today, one of the favorite slogans that define the asymmetric quality of American racism is "celebration of diversity." It has begun to dawn on a few people that "diversity" is always achieved at the expense of Whites (and sometimes men), and never the other way around. No one proposes that Howard University be made more diverse by admitting Whites, Hispanics, or Asians. No one ever suggests that National Hispanic University in San Jose (CA) would benefit from the diversity of having non-Hispanics on campus. No one suggests that the Black Congressional Caucus or the executive ranks of the NAACP or the Mexican-American Legal Defense and Educational Fund suffer from a lack of diversity. Somehow, it is perfectly legitimate for them to celebrate homogeneity. And yet any all-White group - a company, a town, a school, a club, a neighborhood - is thought to suffer from a crippling lack of diversity that must be remedied as quickly as possible. Only when Whites have been reduced to a minority has "diversity" been achieved. Let us put it bluntly: To "celebrate" or "embrace" diversity, as we are so often asked to do, is no different from deploring an excess of Whites. In fact, the entire nation is thought to suffer from an excess of Whites. Our current immigration policies are structured so that approximately 90 percent of our annual 800,000 legal immigrants are non-White. The several million illegal immigrants that enter the country every year are virtually all non-White. It would be racist not to be grateful for this laudable contribution to "diversity." It is, of course, only White nations that are called upon to practice this kind of "diversity." It is almost criminal to imagine a nation of any other race countenancing blatant dispossession of this kind. What if the United States were pouring its poorest, least educated citizens across the border into Mexico? Could anyone be fooled into thinking that Mexico was being "culturally enriched?" What if the state of Chihuahua were losing its majority population to poor Whites who demanded that schools be taught in English, who insisted on celebrating the Fourth of July, who demanded the right to vote even if they weren't citizens, who clamored for "affirmative action" in jobs and schooling? Would Mexico - or any other non-White nation - tolerate this kind of cultural and demographic depredation? Of course not. Yet White Americans are supposed to look upon the flood of Hispanics and Asians entering their country as a priceless cultural gift. They are supposed to "celebrate" their own loss of influence, their own dwindling numbers, their own dispossession, for to do otherwise would be hopelessly racist. There is another curious asymmetry about American racism. When non- Whites advance their own racial purposes, no one ever accuses them of "hating" another group. Blacks can join "civil rights" groups and Hispanics can be activists without fear of being branded as bigots and hate mongers. They can agitate openly for racial preferences that can come only at the expense of whites. They can demand preferential treatment of all kinds without anyone ever suggesting that they are "anti-white." Whites, on the other hand, need only express their opposition to affirmative action to be called haters. They need only subject racial policies that are clearly prejudicial to themselves to be called racists. Should they actually go so far as to say that they prefer the company of their own kind, that they wish to be left alone to enjoy the fruits of their European heritage, they are irredeemably wicked and hateful. Here, then is the final, baffling inconsistency about American race relations. All non-whites are allowed to prefer the company of their own kind, to think of themselves as groups with interests distinct from those of the whole, and to work openly for group advantage. None of this is thought to be racist. At the same time, whites must also champion the racial interests of non-whites. They must sacrifice their own future on the altar of "diversity" and cooperate in their own dispossession. They are to encourage, even to subsidize, the displacement of a European people and culture by alien peoples and cultures. To put it in the simplest possible terms, White people are cheerfully to slaughter their own society, to commit racial and cultural suicide. To refuse to do so would be racism. Of course, the entire non-white enterprise in the United States is perfectly natural and healthy. Nothing could be more natural than to love one's people and to hope that it should flourish. Filipinos and El Salvadorans are doubtless astonished to discover that simply by setting foot in the United States they are entitled to affirmative action preferences over native-born whites, but can they be blamed for accepting them? Is it surprising that they should want their languages, their cultures, their brothers and sisters to take possession and put their mark indelibly on the land? If the once-great people of a once-great nation is bent upon self-destruction and is prepared to hand over land and power to whomever shows up and asks for it, why should Mexicans and Cambodians complain? No, it is the White enterprise in the United States that is unnatural, unhealthy, and without historical precedent. Whites have let themselves be convinced that it is racist merely to object to dispossession, much less to work for their own interests. Never in the history of the world has a dominant people thrown open the gates to strangers, and poured out its wealth to aliens. Never before has a people been fooled into thinking that there was virtue or nobility in surrendering its heritage, and giving away to others its place in history. Of all the races in America, only whites have been tricked into thinking that a preference for one's own kind is racism. Only whites are ever told that a love for their own people is somehow "hatred" of others. All healthy people prefer the company of their own kind, and it has nothing to do with hatred. All men love their families more than their neighbors, but this does not mean that they hate their neighbors. Whites who love their racial family need bear no ill will towards non-whites. They only wish to be left alone to participate in the unfolding of their racial and cultural destinies. What whites in America are being asked to do is therefore utterly unnatural. They are being asked to devote themselves to the interests of other races and to ignore the interests of their own. This is like asking a man to forsake his own children and love the children of his neighbors, since to do otherwise would be "racist." What then, is "racism?" It is considerably more than any dictionary is likely to say. It is any opposition by whites to official policies of racial preference for non-whites. It is any preference by whites for their own people and culture. It is any resistance by whites to the idea of becoming a minority people. It is any unwillingness to be pushed aside. It is, in short, any of the normal aspirations of people-hood that have defined nations since the beginning of history - but only so long as the aspirations are those of whites. Here is the question what do you think of it so far